Builder Mortgage SCAM? Truth About 3.99% Rate Buydowns

Builder Mortgage SCAM? Truth About 3.99% Rate Buydowns

Builder Mortgage SCAM? Truth About 3.99% Rate Buydowns Imagine this: you walk into a shiny builder’s sales office. Free cookies, huge windows, model home smells like fresh paint and artificial happiness. Manager walks up to you, smiling like they’re about to change your life:“Today only, we’re offering you a SPECIAL MORTGAGE RATE: three point ninety-nine percent! Maybe even zero point ninety-nine percent for the first year! Practically free money! Just sign here, here, and here…”And you’re standing there thinking: “Wait……